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2025/2026 LOUISIANA BAIL BONDS STATE EXAM|ACTUAL 220Qs&As|LATEST UPDATE |A+GRADE, Exams of Insurance law

2025/2026 LOUISIANA BAIL BONDS STATE EXAM|ACTUAL 220Qs&As|LATEST UPDATE |A+GRADE

Typology: Exams

2024/2025

Available from 04/24/2025

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2025/2026 LOUISIANA BAIL BONDS STATE
EXAM|ACTUAL 220Qs&As|LATEST UPDATE
|A+GRADE
2 steps for adding a trade name
ANS:->>> 1. Register the name with the Louisiana Secretary of State
2. Complete and submit the change of record form
2 Types of Contempt of court
ANS:->>> Direct & Constructive
2 types of personal surety - ANS:->>> Unsecured and Secured
5 elements of Fraud - ANS:->>> 1. False Statement
2. The party who makes the statement must know its
untrue 3.He must intend that the other party will believe
falsehood
4. The other party must accept the statement as the
truth
5. The other party must be damaged as a result
A court possesses inherently all powers necessary for the exercise of its
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Download 2025/2026 LOUISIANA BAIL BONDS STATE EXAM|ACTUAL 220Qs&As|LATEST UPDATE |A+GRADE and more Exams Insurance law in PDF only on Docsity!

2025/2026 LOUISIANA BAIL BONDS STATE

EXAM|ACTUAL 220Qs&As|LATEST UPDATE

|A+GRADE

2 steps for adding a trade name – ANS:->>> 1. Register the name with the Louisiana Secretary of State

  1. Complete and submit the change of record form 2 Types of Contempt of court – ANS:->>> Direct & Constructive 2 types of personal surety - ANS:->>> Unsecured and Secured 5 elements of Fraud - ANS:->>> 1. False Statement
  2. The party who makes the statement must know its untrue 3.He must intend that the other party will believe falsehood
  3. The other party must accept the statement as the truth
  4. The other party must be damaged as a result A court possesses inherently all powers necessary for the exercise of its

jurisdiction and the enforcement of its lawful orders. A court has the power to punish for contempt A criminal defendant's bond is a - ANS:->>> contract A warrant of arrest remains in effect until - ANS:->>> executed Acquit - ANS:->>> to set free:to judicially discharge from an acquisition;to clear (a person) of a criminal charge Actions that make a bond unenforceable - ANS:->>> Fraud, misrepresentation, concealment, false swearing, waiver Actual Authority - ANS:->>> the authority which is expressly given to an agent by contract and or by power of attorney Adjudicate - ANS:->>> to decide a matter based on evidence presented tothe court. To rule upon judicially Affidavit - ANS:->>> A written statement given voluntary under oath before a notary public or other official authorized to administer oaths

case. The conditions are that the defendant will prosecute the appeal, and that he will surrender himself to serve his sentence if the lower court is upheld Appearance Bond - ANS:->>> in a criminal proceeding, guarantees that the defendant will appear in court each and every time he is ordered to do so until the case is disposed of by the court Appearance bond - ANS:->>> the range of a criminal defendant's bond Appellant - ANS:->>> a person who brings an appeal Appellee - ANS:->>> a party against whom the appeal is taken Attorney-in-fact - ANS:->>> one who is an agent or representative of another, and is given authority to act in the person's place and name. The document giving this authority is called a Power of Attorney Authorized Insurer - ANS:->>> shall has the same definition as set forth is RS 22: Bail - ANS:->>> Monetary or other form of security to insure the appearance of the defendant at every stage of the criminal proceedings; any type ofpretrial

release Bail Bond - ANS:->>> The document executed to secure the release of an individual in custody of the law Bail Bond Regulatory Board - ANS:->>> a 7 member board appointed by the Insurance Commissioner to assist the Dept. Of Ins. in the regulation of the bail industry Bail Bonds - ANS:->>> unless denied licensure to RS 22:1554 persons who have met the requirements of this subpart shall be issued an insurance producer license. An insurance producer may receive qualification for a license in one or more ofthe following lines of authority Bail Bondsman - ANS:->>> a limited surety agent or professional bondsman, as hereinafter defined Bail Enforcement - ANS:->>> the apprehension or surrender of a principal by a natural person who is released on bail or who has failed to appear at and state of the proceedings to answer to the charge before the court, in which he may be prosecuted Bail enforcement - ANS:->>> the apprehension or surrender of a principal by a

Breach of Contract - ANS:->>> One party's failure to perform some act, which be contractually agreed to do. In addition the aggrieved party may ask for monetary damages under a suit Build-Up-Fund (BUF) - ANS:->>> A fund which is held in trust for the limited surety agent by the surety company and into which a portion of all bond premiums are paid. This fund is normally used to indemnify the company from losses, which might be caused by the agent Business Entity - ANS:->>> a corporation, association, partnership, limited liability company, limited liability partnership, or other legal entity Capital Offence - ANS:->>> a felony for which the punishment may be the death penalty Co-sureties - ANS:->>> 2 or more sureties to the same obligation Collateral Offense - ANS:->>> something of value given by, or on behalf of, the principal (defendant) to protect the surety from loss. Usually shortened with collateral

Collateralize - ANS:->>> to make secure with collateral Commercial Surety - ANS:->>> a surety company authorized to do business in the state of Louisiana may become surety for the release of a person on bail Commission - ANS:->>> a fee paid to an insurance producer as apercentage of this premium generated by a solid insurance policy or direct compensation or reward Commissioner - ANS:->>> the commissioner of insurance of this state Commissioner will issue temporary license for the following reasons: - ANS:->>> if deceased-to surviving spouse, next of kin, administrator or executor employee of license producer if license producer is mentally/ physically disabled for sale of insurance business owned Committing Magistrate - ANS:->>> any judicial officer with the power to commit a person to jail Competent Parties - ANS:->>> sometimes referred to as "sui juris" parties The parties must be legal age and in no way mentally impaired

Contempt of Court - ANS:->>> an act or omission tending to obstruct or interfere with the orderly administration of justice or to impair the dignity of the court or respect for its authority Contempt of Court - Civil - ANS:->>> a failure to do something which the court has ordered for the benefit of another party to the proceeding Contempt of Court- Criminal - ANS:->>> an act of contempt against the court itself, usually occurs in the court room when court is in session. Punishment is usually handed out immediately and bail is not possible Continuing Ed - ANS:->>> 12 hours every 2 years odd # years on birthday Continuing Ed Exempt - ANS:->>> Age 65 military medical Continuing Education - ANS:->>> 12 hrsevery

2 years odd # years on birthday Contract - ANS:->>> an agreement between 2 or more persons which is legally binding Conversion - ANS:->>> the unlawful assumption of ownership of the property of another. If the bondsman wore jewelry which he was holing as collateral, that would constitute conversion

Default - ANS:->>> Failure to do what is required Defendant - ANS:->>> one who must defend himself in some action of law. In criminal proceedings, the accused. In criminal surety bonds, the principal Defendants must pay 12% of the bond - ANS:->>> Delegate - ANS:->>> to appoint, authorize or commission Department - ANS:->>> in this course, The Dept of Ins Department of Insurance - ANS:->>> a division of the government of Louisiana, established to regulate the insurance industry(which includes surety) It is headed by an elected official, the Insurance Commissioner Direct Contempt - ANS:->>> one committed in the immediate view and presence of the court and which it has personal knowledge ,or a contumacious failure tocomply with a subpoena, summons, or order to appear in court, proof of service of which appears of record; a contumacious failure to comply with an order sequestering a witness Discharge - ANS:->>> in reference to surety bonds, to fulfill the obligation of

the bond. In bail bonds, the bond is said to be discharged when the case is disposed of Disposition - ANS:->>> in criminal proceedings, a final statement, atermination of the case Does not qualify for exemption - ANS:->>> bail DOI tracks 3 addresses for every licensed insurance producer - ANS:->>> Mailing Residen t Business

  • 50 fine if DOI not notified Equitable - ANS:->>> that which is right and just rather than that which is merely legal Estreat - ANS:->>> the leagal process by which a court calls upon the surety to produce the body of the defendant. If the surety does not comply, the bond is forfeited. Though not quite correctly"estreat" and "forfeit" are used interchangeably

jurisdiction Extradition - ANS:->>> the legal process by which a person has committed a crime in one state and fled to another state to be returned to the state where the crime was committed Extradition Bond - ANS:->>> used by the defendant in extradition proceedings to gain his freedom in the arresting state while a decision is being reached on whether he will be handed over to the requesting state. Guarantees that he will surrender himself, of order to do so, to be returned to the requesting state Factors in determining amount of bail - ANS:->>> - seriousness of the offenses charged

  • weight of the evidence
  • previous criminal record
  • ability of defendant to give bail
  • nature/seriousness of danger to another
  • defendants voluntary participation in pretrial drug testing
  • Absence /presence of CDS in defendant's blood
  • whether currently on bond
  • any other circumstances affecting appearance
  • type or form of bail

False Statement - ANS:->>> an untrue statement knowingly made with the intent to mislead False Swearing - ANS:->>> when a person tells a lie under oath,and it is put in writing and sworn before a notary or other such official Felony - ANS:->>> a crime punishable by death, a life sentence, or a term for more than one year in the state penitentiary. More serious than a misdemeanor Forfeit - ANS:->>> to give up or surrender something as a penalty for having failed to comply with recognized obligation Formal Contract - ANS:->>> A contract made binding by the oberservance of required formalities regardless of the giving of consideration; specifically a contract the is a contract underseal, a recognizance, a letter of credit, or negotiable instruments Forms and Contents of bail order - ANS:->>> - be in writing

  • set the type
  • single amount of bail for each charge
  • designate the officer
  • signed by the magistrate

Habeas Corpus - ANS:->>> You have the body. A writ employed to bring a person before the court Habeas Corpus Bond - ANS:->>> operates as a bail bond while a decision is being made as to whether a prisoner was being illegally detained. Also guarantees the payment of court costs if the detention is determined to be legal Hearing - ANS:->>> a court proceeding usually to determine some particular issue within a case, though it is possible for an entire case to be settled as aresult of a hearing less formal than a trial and never involves a jury Hold Harmless - ANS:->>> to protect from loss or liability; indemnify. Also called "save harmless" Home State - ANS:->>> the District of Columbia or any state or territory of the US in which an insurance producers maintain a principal place of residence or principal place of business and is licensed to act as an insurance producer Implied Authority - ANS:->>> authority given to the agent as a result of the principals conduct, such as the principals earlier acquiescence to the agent's actions

Implied Contract - ANS:->>> a contract that infers to exist from the words and conducts of the parties In bail, no taxes are paid on premiums because it is actually % of the bond and % to the state - ANS:->>> 10%; 2% Incarceration - ANS:->>> the confinement in a jail or prison Indemnify - ANS:->>> to secure against loss; to insure; to hold harmless Indemnitor - ANS:->>> One who indemnifies