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CT Life & Health Insurance Exam (XCEL Solutions & Prometric) 200 Questions With correct and verified answers. A+ GRADED. Laura added a children's rider to her life insurance policy. What type of coverage was added? ACCURATE>>> - Level term With life insurance, the needs approach is used primarily in determining ACCURATE>>> - How much life insurance a client should apply for A(n) is a licensee who charges a fee for contracted insurance advisory services. ACCURATE>>> - Consultant Jonas is covered with disability insurance through his employer. The employer pays 75% of the premium, while Jonas pays the other 25%. What is Jonas' tax liability for any benefits paid from the disability plan? ACCURATE>>> - Taxes must be paid on 75% of the benefits received
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