New York Accident & Health Insurance
Adjuster Certification Test (2025) || All
Questions & Answers (100% verified)
Under the farm forms, the maximum amount payable for a loss to a satellite dish is: -
ANSWER - The correct answer is: $1,000..
The State Insurance Fund provides workers compensation coverage for which of the
following? - ANSWER - The fund is for both those employers unable to obtain coverage
and those purchasing coverage in the competitive market.
Part I of the Workers Compensation Employer Liability Insurance Policy describes -
ANSWER - The insurer's duty to pay promptly, when due, the benefits required of the
employer by the workers compensation statute
Vision care insurance policies most often cover: - ANSWER - The cost of lenses and
frames. .
John Smith has just made his last car payment which concludes his contract. The
finance company, for reasons not immediately apparent, has the car repossessed. If Mr.
Smith brings a suit, the court will allow Mr. Smith to retake possession of the car
pending the court's final ruling as to ownership if Mr. Smith provides the court a: -
ANSWER - Replevin bond..
A replevin bond guarantees that if property is in the possession of party A is determined
to belong to party B and the court orders its return to party B, party A will do so. Party A
would first have to obtain an attachment bond, also required by the court, in case the
property was wrongfully repossessed.
What is the purpose of the "other insurance clause"? - ANSWER - To avoid over
payment of a claim.
Typically, how are defense costs handled under an aviation policy? - ANSWER -
Handled as a supplementary payment.
Which of the following watercraft losses are excluded under a homeowner policy? I.
Theft off the residence premises II. Windstorm damage while the insured's boat is
docked at the marina III. Fading of the canvas tarp which covers a boat IV. Earthquake
damage - ANSWER - The correct answer is: I, II, III, and IV.
Replacement cost coverage is best defined as: - ANSWER - Replacement without
deduction for depreciation..
