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PA Motor Vehicle Damage Appraiser's License Exam with correct answers.
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Applicant Age - correct answer -18 years or older How long do you have to wait to be eligible to retake an examination if you fail? - correct answer -30 days The Commissioner will prescribe the form of the appraiser's license and it will contain: - correct answer -Name of the appraiser Address of the appraiser's place of business Date of issuance and expiration date of license Any other information which the commissioner determines is necessary Experience and Fitness requirements for Licensing - correct answer --A minimum of six months' continuous experience within the previous three years at an occupation, such as body repair, that directly involves the estimation of physical damage to motor vehicles. -Successful completion of education or training related to appraising motor vehicle physical damage taken within the previous three years. An application for a license may be denied for any of the following - correct answer --The applicant has provided incorrect, misleading or incomplete answers to interrogatories on forms incidental to applying for a license. -The applicant has been denied a license or has had an existing license revoked, suspended or not renewed by the Department or a regulatory authority in another state, territory, or possession of the United States, or in the District of Columbia, or the Canadian Provinces. -The applicant does not possess the professional competence and trustworthiness required to engage in conducting motor vehicle appraisals. -An applicant has been found guilty of a felony or of criminal conduct which relates to the applicant's suitability to conduct motor vehicle appraisals. An applicant has been found guilty of a felony or of criminal conduct which relates to the applicant's suitability to conduct motor vehicle appraisals. - correct answer -ex: unlawful practices, embezzlement, obtaining money under false pretenses, conspiracy to defraud, bribery, or corrupt influence, perjury or false swearing, unlicensed activity or criminal offence involving moral turpitude or harm to another. -Examples of violations or incidents which the Department will not consider related to the applicant's suitability to engage in the business of an appraiser are all summary offenses, records of arrests if there is no conviction of a crime based on the arrest, convictions which have been annulled or expunged or convictions for which the applicant has received a pardon from the Governor. The Commissioner may deny initial issuance of, suspend, revoke, or refuse to renew any appraiser's license for any cause specified in any other provision of this act, or for any of the following causes: - correct answer -1. For any cause for which issuance of the license could have been refused had it been existent and been known to the Commissioner.
What if there is prior damage to the vehicle? - correct answer -Should be clearly indicated on the appraisal. What should be on the appraisal? - correct answer -Itemized listing of all damages, specifying those parts to be replaced or repaired. Because an appraiser is charged with a high degree of regard for the public safety, the operational safety of the vehicle must be paramount in considering the specification of the new parts. How is an appraisal written properly? - correct answer -No appraiser may secure or use repair estimates that have been obtained by the use of photographs, telephone calls, or in any manner other than a personal inspection. Steering - correct answer -No appraiser or his employer may require that repairs be made in a specified repair shop. What if the repairs are in question? - correct answer -Every appraiser must promptly reinspect damaged vehicles prior to the repairs in question when supplementary allowances are requested by repair shops and the amount or extent of damage is in dispute. How long does an appraiser have to inspect a vehicle? - correct answer -six working days of the assignment to the appraiser unless intervening circumstances render such inspection possible. ex. catastrophe, death, failure of the parties to cooperate. No appraiser may: - correct answer --Receive directly or indirectly any gratuity or another consideration in connection with his appraisal services from any person except his employer or, if self-employed, his customer. -Traffic in automobile salvage if such salvage is obtained in any way as a result of appraisal services rendered by him for his own benefit. Expiration - correct answer --An appraiser's license will expire annually at midnight on June 30th next following the date of issuance. -any license may be renewed for another annual period commencing the first day of July by filing with the commissioner on or before the expiration date accompanied with payment of the renewal fee. If the renewal of a license is denied, how long is a licensee allowed to continue to practice after being notified? - correct answer -five days after the Commissioner was refused to renew the license and has mailed notice of such refusal to licensee. What is the maximum amount of time that a license can be suspended for? - correct answer -12 months Any person who violates any of the provisions of this act is guilty of a misdemeanor and upon conviction thereof, for each offence, will be sentenced to pay fine not exceeding __ or _______. - correct answer -$500 or undergo imprisonment not exceeding one year or both. The appraisal must: - correct answer --be signed by the appraiser before the appraisal is submitted to the insurer, the consumer, or another uninvolved party. (may utilize the electronic signature) -Not use abbreviations or symbols to describe work to be done or parts to be repaired or replaced unless an explanation of the abbreviations and symbols are included. -The dollar amount -A statement informing the consumer that information regarding repair facilities which will be able to repair the vehicle for the appraised amount is available from the insurer. If the consumer recieves information from the insurer, the information must include discolosure that there is no requirement to use any specified repair shop. If salvage value is listed, the appraiser must disclose to the consumer in writing: - correct answer --the name and address of each salvage bidder -the amount -the expiration date of each salvage bid known Guide Source Method - correct answer -The appraiser must calculate the average of two figures reflecting the retail book value of a vehicle of like kind and condition, as provided by guide sources approved by the Commissioner. Actual Cost Method - correct answer -The appraiser must determine the actual cost of purchase of an available motor vehicle of like kind and quality in condition similar to or better than the motor vehicle being appraised in its pre-damaged condition.