Sample Pay for Delete Letter for Credit
Report Cleanup
Template Letter Requesting Removal of Credit Report
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BY LATOYA IRBY
Updated March 15, 2017
Pay for delete is a negotiation strategy you can use to have negative information removed from
your credit report. The pay for delete letter is ideal for debts that can't be disputed because you
actually owe them. Here's a sample pay for delete letter you can use to request a creditor remove
an account from your credit report in exchange for payment. To request a paid account be
removed from your credit report, use a goodwill deletion request letter instead.
To use this sample pay for delete letter, copy and paste the letter into a word
processor. Replace the bold items with your specific, personal and account information. Feel
free to reword the letter to make it unique to your situation and so it does not appear to be
copied and pasted from the internet.
Your Name
Your Address
Your City, State Zip
Collector’s Name
Collector’s Address
Collector’s City, State Zip
Date
