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Stripe - Associate Architect Exam Comprehensive Exam study Guide Latest Updated 2025/2026, Exams of Business Administration

Golden Gate University (GGU)Business Administration

Stripe - Associate Architect Exam Comprehensive Exam study Guide Latest Updated 2025/2026 100% Certified Exam Study Guide

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Stripe - Associate Architect Exam
Comprehensive Exam study Guide
Latest Updated 2025/2026
What should you ensure is set up after a client confirms payment? - ansMonitor webhooks to
make sure payment is successful and/or fails.
What needs to be passed in order to securely complete a payment? - ansPayment intent
MUST include the client secret
T or F - The automatic_payment_method is defaulted by Stripe - ansTrue
What two things are mandatory to create a payment intent? - ansAmount and Currency
Describe the Payment Intent API - ansRepresents the intent to collect payment from a
customer and tracks attempts/state changes through out the payment process.
What are the 4 advantages of the Payment Intents API? - ans- Auto authentication handling
- No double charges
- No idempotency key issues
- Support for SCA and regulatory charges
Which type of Stripe account does Stripe manage/own fraud dispute liability? - ansStandard
Accounts
List 2 ways a user can request a manual payout - ans- API Call
- From the dashboard created payment
How many bank accounts can be added per currency? - ansOne bank account per currency
Describe the features of Separate Charges and Transfers - ans- One shopping cart for many
goods at multiple "stores"
- Involves multiple users being paid
- A specific user is not known at the time of the charge
- Transfers can't be made at the time of charge
Describe the features of Destination Charges - ans- Customer transacts with platform for
products and services provided by the Connected Account
- Single user
Describe the features of Direct Charges - ans- Single user
- Customer is unaware of platforms existence commonly
- Customer directly transacts with the Connected Account
What status will a refund be in if there is not enough funds in the Account - ans- Pending
- If customer doesn't have enough funds in Stripe balance, then Stripe deducts from debit by
creating a negative payout
Which two components make up Stripe Payment Fees with Connect? - ans- Pricing plan for
the payment
- Which account pays the Stripe payment fees
What Stripe Fees are assessed on Direct Charges? - ans- Connected pricing plan fees
- Assessed on Connected Account fees
True or False: You can transfer funds to many Connected Accounts? - ansTrue - With
separate charges and transfers
What gets debited for Stripe Fees, Refunds, and Chargebacks? - ansAccount balance
Describe the delay_days field for managing payouts - ansLets the system know how long it
takes for on_behalf_of charges to become available for payout
Describe the on_behalf_of parameter for managing payouts - ans- Uses connected account
statement descriptor
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Download Stripe - Associate Architect Exam Comprehensive Exam study Guide Latest Updated 2025/2026 and more Exams Business Administration in PDF only on Docsity!

Comprehensive Exam study Guide

Latest Updated 2025/

What should you ensure is set up after a client confirms payment? - ansMonitor webhooks to make sure payment is successful and/or fails. What needs to be passed in order to securely complete a payment? - ansPayment intent MUST include the client secret T or F - The automatic_payment_method is defaulted by Stripe - ansTrue What two things are mandatory to create a payment intent? - ansAmount and Currency Describe the Payment Intent API - ansRepresents the intent to collect payment from a customer and tracks attempts/state changes through out the payment process. What are the 4 advantages of the Payment Intents API? - ans- Auto authentication handling

  • No double charges
  • No idempotency key issues
  • Support for SCA and regulatory charges Which type of Stripe account does Stripe manage/own fraud dispute liability? - ansStandard Accounts List 2 ways a user can request a manual payout - ans- API Call
  • From the dashboard created payment How many bank accounts can be added per currency? - ansOne bank account per currency Describe the features of Separate Charges and Transfers - ans- One shopping cart for many goods at multiple "stores"
  • Involves multiple users being paid
  • A specific user is not known at the time of the charge
  • Transfers can't be made at the time of charge Describe the features of Destination Charges - ans- Customer transacts with platform for products and services provided by the Connected Account
  • Single user Describe the features of Direct Charges - ans- Single user
  • Customer is unaware of platforms existence commonly
  • Customer directly transacts with the Connected Account What status will a refund be in if there is not enough funds in the Account - ans- Pending
  • If customer doesn't have enough funds in Stripe balance, then Stripe deducts from debit by creating a negative payout Which two components make up Stripe Payment Fees with Connect? - ans- Pricing plan for the payment
  • Which account pays the Stripe payment fees What Stripe Fees are assessed on Direct Charges? - ans- Connected pricing plan fees
  • Assessed on Connected Account fees True or False: You can transfer funds to many Connected Accounts? - ansTrue - With separate charges and transfers What gets debited for Stripe Fees, Refunds, and Chargebacks? - ansAccount balance Describe the delay_days field for managing payouts - ansLets the system know how long it takes for on_behalf_of charges to become available for payout Describe the on_behalf_of parameter for managing payouts - ans- Uses connected account statement descriptor

Comprehensive Exam study Guide

Latest Updated 2025/

  • Settles charges in the country of the specified account Benefit of reusing a PaymentIntent? - ans- Reusing the payment intent tracks the object state and lets clients know about failed payment attempts.
  • Payment functionality upgrades on the Stripe end will be done on the PaymentIntent. What prevents a single payment intent from creating duplicates in error? - ansIdempotency Key What type of payment occurs while the customer is active in the checkout flow and can authenticate a payment? - ansOn Session Payment What type of payment occurs while the customer is not directly involved during a checkout, but provides payment info with auth before the charge is made? - ansOff Session Payment What occurs to make a currency conversion necessary? - ansOccurs when the presentment currency is different from the settlement currency. What determines the currency for Direct Charges? - ansCountry of the Connected Account What determines the currency for Destination Charges? - ansCurrency of the Platform Account What determines the currency for Destination Charges when using on_behalf_of? - ansCountry of the Connected Account What determines the currency of Separate Charges and Transfers when using on_behalf_of? - ansCountry of the Connected Account What determines the currency for Separate Charges and Transfers? - ansCountry of the Platform Account What determines the currencies you can use on your Stripe Account? - ansThe country of the Stripe account where the charge is made. Platforms receive the application fees for direct charges in what currency? - ansPlatform's default settlement currency Clients can pay out balances in non-default currencies to the platform's default bank account in what ways? - ansCreate a manual payout with the "currency" set as the currency of source balance. What is iDEAL payments? - ans- Common payment method in the Netherlands.
  • Performs bank redirects for auth Describe Stripe Checkout - ans- Drop in payments page that dynamically fits the buyer's location and language.
  • Low code
  • Embed or redirect options
  • Customizable
  • PCI compliant, CAPTCHA, SCA What three considerations must SaaS platforms make for subscriptions? - ans- Set flexible subscription logic
  • Consider involving needs
  • Minimize involuntary churn What is the process that retries failed transactions on a set schedule? - ansDunning Define Stripe Billing - ansEnd-to-end billing solution that allows clients to manage subscription logic for invoices. Has auto retry logic and accepts supported payment methods

Comprehensive Exam study Guide

Latest Updated 2025/

What tool can Stripe clients use to validate their PCI compliance annually? - ansSelf Assessment Questionnaire (SAQ) Which Stripe Integration has the lightest PCI Compliance burden on Stripe clients? - ansCheckout, Stripe.js, and Elements

  • Card information never touches client portal due to iframe input of card information True or False - All interactions between the client server and Stripe must use HTTPS - ansTrue What billing factors will modify a billing date if a buyer switches mid cycle? - ans- If prices have different billing period (monthly > annual, trial period > monthly) How do you bill a customer immediately for a change to a subscription on the same billing cycle? - ansSet proration_behavior to "always_invoice" and check that the pending_update hash moves to "paid" What is the purpose of using separate charges and transfers in Stripe Connect? - ans- Create charges on the platform account on behalf of connected accounts
  • Perform transfers separately
  • Retain funds How do you associate a Charge with a Transfer in Stripe? - ansCreate a unique string known as a group identifier. Group ID is then assigned to the transfer_group attribute of PaymentIntent, Charge, or Transfer objects to identify association. What is needed to refund a charge in Stripe Connect? - ansThe platform's secret key. What is needed to transfer reversals in Stripe Connect? - ans- Refund amount (full or partial)
  • TransferID What items does the on_behalf_of parameter control in Stripe Connect? - ans- It modifies the business of record and statement descriptor
  • Determines settlement currency
  • Determines fee structure
  • Determines payout schedule Define the source_transaction - ans- IDs a charge created using the API or as part of a PaymentIntent
  • Cannot be updated after being created.
  • Allows transfers to succeed regardless of the platform's available balance.
  • Determines the transfer's amount and associated pending status. How does Stripe ensure transfer availability? - ansTransfer are tied to an existing charge using the source_transaction parameter Describe Stripe Express - ans- Enables platforms to manage payout schedules
  • Customize fund flows
  • Control branding
  • Delegate onboarding, account management, and identity verification to Stripe What are the key requirements for creating Express accounts on the Stripe platform? - ans- Use minimum updated API versions
  • Be in a supported country
  • Vet for fraud
  • Completing the platform profile

Comprehensive Exam study Guide

Latest Updated 2025/

  • Adhere to country-specific restrictions True or False: Platforms cannot enable onboarding for Express accounts globally - ansFalse - this can be done with the following considerations:
  • international implications
  • charge flows
  • service agreement types You are a developer working on a platform that integrates with Stripe Express accounts. A new user has signed up on your platform and needs to complete the onboarding process. How do you generate an account link for their Express account? - ans- Configure the Connect account
  • Authenticate the user before redirect
  • Use the Create Account Link API
  • Include parameters such as the account ID, refresh_url, return_url, and type (set to "account_onboarding"). As a developer working on a platform integrated with Stripe Express accounts, you encounter users who return from the onboarding flow without completing it. What strategies should your platform employ to handle such users effectively, and how can you manage users who have not completed the onboarding process? - ans- Implement return_url and refresh_url
  • Check account status for completeness
  • Provide prompts for incomplete onboarding True or False: The delay_days property in Stripe's payout schedule determines how long it takes for charges to become available for payout to connected accounts. - ansTrue You are a developer configuring automatic payouts for a platform using Stripe Connect. A connected account wants to receive funds two weeks after a charge is made. How can you adjust the payout schedule settings to accommodate this requirement, and what considerations should you keep in mind regarding delay_days and interval properties? - ans- Set interval to daily: This setting ensures that automatic payouts occur daily.
  • Adjust delay_days to 14: By setting delay_days to 14 What are the possible settings for the interval property in Stripe's payout schedule? - ans- Manual
  • Daily
  • Weekly
  • Monthly Which of the following statements is true?
  • Connect Onboarding for Custom Accounts bypasses maintenance obligations for KYC
  • Connect Onboarding for Custom Accounts must undergo KYC every six months
  • Clients who build their own onboarding flow do NOT have to maintain KYC obligations. - ansConnect Onboarding for Custom Accounts bypasses maintenance obligations for KYC True or False: Direct charges are recommended for use with Express or Custom accounts. - ansTrue Direct charges are recommended for Standard accounts, but there are times when it's appropriate to use direct charges on __________ or __________ accounts. - ansExpress Custom

Comprehensive Exam study Guide

Latest Updated 2025/

rates low, accept digital wallets, enable card account updater and network tokens, authenticate payments when required, and set up local Stripe accounts. What Stripe Feature uses machine learning models to selectively retry payments declined by the issuers in real time? - ansStripe's Adaptive Acceptance What Stripe feature uses machine learning and analyzes activity across Stripe to choose the optimal times to retry failed payments attempts - ansStripe's Smart Retries How does Stripe's Network tokens solution benefit businesses using Stripe Payments? - ansIt increases authorization rates without any integration work and works in tandem with other Stripe optimizations to further boost authorization rates. When should you consider proactively refunding suspicious payments? - ans- If you suspect fraud and haven't committed your product or service irreversibly

  • If your recent dispute activity has been excessive, if you're already in a chargeback monitoring program
  • If your business has low payment volume and one or two fraud disputes can significantly impact your dispute rate. Which 4 reports are available using an API call? - ans- Balance
  • Payout Reconciliation
  • Tax
  • Connect Platforms How do CSV and API monetary formats differ in representing amounts? - ansCSV formats in currency units as a decimal number, while the API amounts are in the currency's minor unit as an integer. What are the required parameters for running a report using the Stripe API? - ansThe required parameters include interval_start (inclusive) and interval_end (exclusive) as Unix timestamps. How often does Stripe prepare data for reports? - ansStripe prepares data for reports on a semi-daily basis. Stripe users must validate their PCI compliance ___________. - ansAnnually If a business passes card information directly to Stripe's API, what type of SAQ is required for PCI compliance validation? - ansSAQ D What is the purpose of serving resources securely over TLS? - ansTo avoid mixed content warnings in browsers and enhance overall security by encrypting all transmitted data. Stripe's initial payout is typically scheduled for ______ days after you successfully receive your first payment. - ans7-14 days True/False: Stripe supports non-standard bank accounts without any higher payout failure rates. - ansFalse. Stripe warns that using non-standard bank accounts might lead to higher payout failures. What is the difference between payout schedule and payout speed in Stripe? - ansPayout schedule refers to when funds are paid out (e.g., daily, weekly), while payout speed refers to the time it takes for funds to become available (e.g., T+3 days). Which payment methods are recommended for ecommerce and marketplaces? - ansCards, wallets, bank redirects, buy now, pay later, and real-time payments.

Comprehensive Exam study Guide

Latest Updated 2025/

What are the recommended payment methods for on-demand services? - ansCards, wallets, and real-time payments. Which payment methods are suggested for SaaS and subscription businesses? - ansCards, wallets, and bank debits. What are the recommended payment methods for professional services? - ansCards, bank debits, bank transfers, and real-time payments. What is Stripe Checkout, and how does it simplify payments? - ansStripe Checkout is a drop- in payments flow that dynamically displays the right payment methods and language based on customer signals, simplifying the payments process. You want to enable bank transfer payments for your business using Stripe. Where should you navigate to turn on bank transfer payments? - ansPayment methods settings You want to integrate bank transfers along with other payment methods using Stripe's front- end products. How does Stripe determine the most relevant payment methods to display? - ansAutomatically True or False: Stripe supports refunds for international wire transfers. - ansFalse Which three different types of Stripe API objects does Stripe Radar evaluates risk for? - ans- Charges

  • PaymentIntents
  • SetupIntents Which report provides a summary of network costs, Stripe fees and transaction volume by card brand? - ansPayment Fees Report Starfire is a company based in the US that is using automatic payouts. How long after processing a credit card transaction should they expect it to be paid into their bank account? - ans2 Business Days IniTECH software is expanding into Latin America. Which of the following is a common payment method in this region? - ansVoucher When would you recommend Radar for Fraud Teams instead of Radar to one of your clients?
  • ansWhen they want to automatically allow high-risk payments based on customer information Select all of the following API resources that produce a Balance Transaction. - ansDisputes Payouts Which one of the below use cases is NOT a good reason to set up a webhook handler? - ansSyncing products into Stripe from customer's ERP software You're working with a client using automatic payouts. They would like to match Stripe activity with payouts in their bank account. Which of the following reports would you recommend? - ansPayout Reconciliation Report Power of the Purse is a site that accepts charitable donations to help women launch small businesses. They are happy to accept donations of any amount. They are at the highest risk for which type of fraud. - ansCard Testing Gaia Fitness wants to offer subscriptions to their customers. What are the first two steps they need to take on Stripe? - ans- Create the products and services to offer
  • Create pricing models

Comprehensive Exam study Guide

Latest Updated 2025/

Which report do you recommend if your client wants to see every transaction that affected their Stripe balance, organized by the date they were incurred rather than the date they affected the Stripe balance? - ansActivity Report In the US, what action, or lack thereof, could lead to your user incurring IRS fines or penalties? Select all that apply. - ans- Not reporting a Taxpayer ID (TIN)

  • Reporting an incorrect TIN Bahar runs four big marketing campaigns each year. These campaigns account for 50% of their annual revenue. What potential problem do you need to plan for in their implementation? - ansRate Limiting If a client who is responding to a dispute cannot provide compelling evidence, or suspects the payment was fraudulent, what should they do? - ansAccept the dispute When you are combining different Prices on a subscription, which parameter cannot be different between them? - ansBilling interval Which of the following is NOT an activity that incurs scheme fees? - ansInitiating a payout Which of the following is NOT recommended for clients who are migrating customer data? - ansMigrate existing customers before bringing new customers onto Stripe Your client is creating a new microservice for regularly retrieving missed events, and they ask for your advice on how to handle authentication. Select all of the following recommendations you would give them. - ans- Keep the API key in a secret management service
  • Create a restricted API which can only access Events Which of the following technologies do you use to secure communication between your frontend and backend? - ansTransport Layer Security (TLS) Your client would like to reduce their fraud rates. What guidance would you offer? Select all that apply. - ans- Include Stripe.js on every page
  • Clear and frequent contact with customers
  • Use auth and capture From a fraud prevention standpoint, which best practices should be considered and applied to a user's checkout flow. - ans- Collect as much information from the customer as you can...without adding an adverse amount of friction to your flow.
  • Save payment data to customer objects, including email address and customer name
  • Requiring 3D Secure
  • Adding CAPTCHA Elite Business Systems offers 3 tiers of business management solutions to their customers, from online only, to a bundle that includes both group and individual mentoring for business owners. They also offer a 30-day trial for their online only option. What type of use case is this? - ansSaaS B2B What are the goals for a client when it comes to responding to disputes? Select all that apply - ans-Prove that the cardholder was the purchaser,-Demonstrate that the cardholder understood the Terms of Service and refund policy at the time of purchase If a business is looking to offer a freemium model to its customers, then what are the Stripe parameters that can be used to set it up? - anstrial_end or trial_period_end

Comprehensive Exam study Guide

Latest Updated 2025/

When a subscription is first created, what is the status of the initial invoice that is sent to the customer? - ansOpen Test clocks allow you to simulate the forward movement of time in test mode. Which of the following is a testing scenarios that does not work with test clocks? - ansEnsure your integration processes Account webhooks correctly Product and price information can be retrieved from which of the following tables? - ansSubscription Table Platforms that use Stripe's Custom or Express Connect product should almost always be using _________. - ansDestination charges, separate charges and transfers, or both. When a Marketplace or SaaS Platform issues a refund, what decisions must be made? - ansWhose balance the refund should come from and who covers the cost associated with a refund. In contrast to inquiries, chargebacks debit the disputed payment amount from_______ - ansthe Platform's balance immediately. What are the three best practices to avoid conversion fees? - ans- Use transfer_data[amount]

  • Use alternative currency payouts
  • Choose your account structure (unified or regional Stripe platform accounts) Which three factors go into how Stripe evaluates risk? - ans- Clarity of product description
  • Availability of business information
  • Business website Using _____ delays can help mitigate risk. - ansPayout KYC depends on four aspects of the connected account: - ans- Country
  • Business type
  • Account capabilities
  • Service agreement What's the difference between a recipient service agreement and full service agreement? - ansA recipient service agreement clarifies there is NO service relationship between Stripe and the recipient. Full service agreement has agreement with Stripe. Which client would you recommend upfront onboarding to?
  1. Martina Consulting Practice, who serves business with project based milestones
  2. Hype Music, an artist sharing platform with individual customers - ansMartina Consulting
  • more of a risk to not get paid Identify which of the following is the correct set of participants in an online transaction - ansAcquirer, Issuing Bank, Card Holder, Merchant Which of the following are preferred payment methods for SaaS and subscription businesses?
  • ansBank Debits, Cards, Wallets Nora notices that a customer is claiming to have overpaid on a purchase. What type of fraud could be occurring? - ansRefund Fraud Bhavna runs a Marketplace for graphic designers. Which two fraud types will she need to be particularly mindful of? - ans- Merchant Fraud
  • Account Takeover Fraud

Comprehensive Exam study Guide

Latest Updated 2025/

  • Itemized Which query does not run on test mode? - ansScheduled queries Based on the business description for MotA, what Stripe Connect charge type would best meet their needs? - ansDirect Charges The main goal of the Stadiyumz platform is to allow event participants to purchase various products from a variety of merchants while the event is on-going. For example, this means event participants can order merchandise from a clothing vendor and food from a concessions vendor in the same purchase. Based on the business description for Stadiyumz, what Stripe Connect account type would best meet their needs? - ansExpress What are the use cases for the Revenue Recognition Custom Rules? - ans- To view net earnings for each product or service by excluding the fees and taxes that are also collected from each sale.
  • To ensure that services your clients offer are represented and taxed differently from the goods your client sells What are the goals for a client when it comes to responding to disputes? - ans- Prove that the cardholder was the purchaser.
  • Demonstrate that the cardholder understood the Terms of Service and refund policy at the time of purchase. You are advising a platform that wants to charge sellers on their platform a service subscription fee. What would be the simplest way to charge the seller? - ansAccount Debits From a fraud prevention standpoint, which of the following best practices should be considered and applied to a user's checkout flow. Select all that apply - ans- Collect data (CVC, ZIP)
  • Save payment data to customer objects (email, name)
  • Requiring 3D Secure
  • Adding CAPTCHA Your client is asking for best practices for responding to (and winning) disputes. What guidance would you NOT provide? - ansAim for a high dispute response rate so that card issuers see that the merchant takes each dispute seriously. Which is the best resource to determine the required verification information for merchants in a specific country? - ansStripe Docs You want to ensure that a customer order is only processed once. Which of the following approaches would you use? - ansIdempotency-Key header to the order ID If your client receives a suspicious transaction, they should... - ansRefund immediately What factors impact interchange rates? - ans- The card is debit vs credit
  • The card is issued in the same country as the merchant vs a different country Why is it a best practice for merchants to enable CVC/CVV recollection from customers, particularly during and after a card migration? - ansCVC/CVV cannot be stored, so migrated cards may be declined by card networks for not including it during their first authorization on Stripe

Comprehensive Exam study Guide

Latest Updated 2025/

GreenPeas is a virtual farmers collective that helps local farmers sell their produce. They collect money from their customers, pack, and ship the orders. They want to streamline payouts to their farmers. Which type of use case is GreenPeas? - ansMarketplace What best describes Stripe's Radar product? - ansA machine-learning fraud evaluation and mitigation tool that automatically blocks high risk payments NVision provides catalogs of digital assets for game developers. What would you ask to understand which Stripe Solution is right for them? - ansIs NVision selling catelogs on behalf of creators? Your client is on Cost+ pricing and has configured manual payouts. Which report will they be unable to use? - ansPayout reconciliation report A client wants to build a webhook handler which automatically refunds disputed payments. When the handler receives a request with a dispute event, how should it respond? - ansImmediately return a success response You're discussing Radar for Fraud Teams review rules with a client. What would you implement to make review rules most effective at preventing fraud and disputes? - ansSeparate authorization and capture If a customer files a dispute, how much time does the merchant have to respond with compelling evidence? - ans7-21 days Which government regulation is designed to prevent money laundering and financing terrorism? - ansKYC By default, what does Radar do for charges that hit a rule and go into the "review" queue? - ansAllows the charge to go through Level-Up Consulting offers high end consulting packages starting at $10,000. They want to reduce their processing costs. Which of the following payment methods would you recommend? - ansBank Debit or Transfer Given what you know about ACH refunds and disputes, if you suspect that a customer will dispute their ACH payment, which is the best practice? - ansTake no action and wait for the dispute to auto withdraw the funds Who is liable for fraudulent disputes that have been authenticated and processed on a 3D Secure payment source? - ansCard Issuer Downtown Dog has both an ecommerce site and a brick-and-mortar store that sells dog toys and clothing. Which combination of Stripe products would you recommend? - ansPayments Radar Terminal Which regulatory body enforces economic and trade sanctions? - ansOFAC DesignedForYou is getting ready to launch their designer clothing subscriptions in the EU. Which regulatory obligations do you need to ensure they are in compliance with when they launch? Pick the most complete answer. - ansKYC, PCI, SCA, GDPR What are the two different pricing models Stripe offers? - ans- Integrated

  • Cost+ Pomodoro allows customers to change from a monthly $200 subscription to quarterly $ subscription. A customer on the monthly subscription plan paid $200 on the 1st of the month and now they want to move to the quarterly payment schedule on the 15th of the month.

Comprehensive Exam study Guide

Latest Updated 2025/

Meet Homex. Homex is a SaaS platform that offers software for companies and individuals that offer services like landscaping, plumbing, HVAC, and other jobs around the house. Homex helps businesses management their services, invoicing, and payment collection. View the Homex website; which Connect account type should they use? - ansStandard Connect Meet Rentwell. RentWell is a short-term rental Marketplace. They help travelers find hosts for overnight, week-long, and multi-month accommodations. Hosts use the RentWell platform to show their rentals, accept payments, and manage bookings. View the RentWell website. Which Connect account type should they use? - ansStandard By default, Stripe sets the merchant of record as_______. - ansPlatform account Standard Connect accounts have access to ______ - ansA fully- functional Stripe dashboard If a platform wants to keep track of payments that become disputes, they can listen for ______ events. - anscharge.dispute.created Standard platforms that create payments directly on their platform using destination payments prevent merchants from being able to: - ans- Issue refunds from their Stripe dashboards

  • Respond to chargebacks from their dashboards, or
  • Control their Radar rules for charges With Express or Custom platforms creating charges directly on their connected accounts, the platform will not be able to: - ans- View aggregated merchant reporting in the platform dashboard
  • View or manage transactions in the platform Dashboard
  • Issue refunds on behalf of a rejected merchant Collecting which of the following would help improve authorization rates? - ans- Postal Code
  • CVC What is the cause of the majority of declines? - ansInsufficient funds Which of the API object IDs listed below is in an incorrect format? - ansABCD1234_req How long will Stripe hold events? - ans30 days Which HTTP response codes indicates the API request was successful? - ans Furni has a customer who is paying for goods with Canadian dollars. What terminology describes this? - ansPresentment currency Delia's Cafe just had a customer place a catering order totaling $100 USD. The Stripe processing fee is 2.9%+30 cents. How much will Delia's cafe get in its bank account? - ans$96.80 USD What can PetWalk Club do on their website to reduce the likelihood of disputes? - ans- Collect as much payment information as possible upon purchase
  • Include terms of service for all new clients How should Micaela's Hair Design Studio remedy a negative balance? - ansPerform a top-up by adding funds from their bank into their Stripe account If a Stripe implementation decides to use Automatic Payouts, which limitations will it run into? - ansThey won't be able to run custom scheduled payouts Which two items determine the account structure? - ans- Countries where you have legal business entities
  • Where you plan to use the Stripe API

Comprehensive Exam study Guide

Latest Updated 2025/

Elevated risk payments are by default placed into a review queue so you can take a closer look with which Stripe product? - ansRadar for Fraud Teams By sending billing address signals along with the payment information to Radar, the estimated fraud model improvement is - ans11% What is the best way to determine which reports should be created for a business? - ansAsk multiple stakeholders. Reporting needs vary widely by business and by units within a business, so requirement gathering is essential. If an account has multiple settlement currencies, then reports for each currency can be viewed separately. True or False? - ansTrue Which of the following payment models is most commonly used for eCommerce businesses?

  • ansOne Time Payment MotA is a marketplace business that enables video game asset developers to sell their goods to video game development companies. Developing a video game is an intensive and long process, in order to speed up development times, video game development companies are constantly looking for pre-created game assets to use in their games. MotA seeks to capture this business by providing a convenient marketplace for video game assets. Based on the business description for MotA, what Stripe Connect account type would best meet their needs? - ansStandard Connect Based on the business description for Stadiyumz, what Stripe Connect charge type would best meet their needs? - ansSeparate charges and transfers