UHC Exam 1: Medicare/Medicaid (2024/2025) | Actual Questions and
Answers Latest Updated 2024/2025 (Graded A+)
Medicare - ✔✔established based on the need of health insurance for the elderly; was added as an
Amendment to the Social Security Act (Title XVIII)
Medicare Eligibilities - ✔✔Requires that individuals have worked at least 10 years in Medicare-covered
employment or have paid taxes into the Medicare system, are US Citizens or permanent residents, and
are at least 65 years old.
People under 65 may qualify for Medicare if they have End-Stage Renal Disease and require dialysis or a
kidney transplat or if they recieve Social Security disability benefits (and have been for at least 24
months)
Medicare Enrollment and Spending - ✔✔Enrollment: 57 Million
Spending: $680 Billion
Medicare: Part A - ✔✔Hospital Insurance: Covers in-patient hospital care and other types of institutional
care
Medicare Part A Benefit Period - ✔✔A deductible of $1316 is paid at the beginning of each period,
which begins when a person enters the hospital and ends when a person has not been a patient in a
hospital or skilled nursing facility for 60 consequtive days (90 day periods total)
60 day lifetime reserve days are available once the 90 days of the benefit period have been used
190 day lifetime supply of inpatient psychiatric care is separate from the benefit periods and reserve
days
